TradeRyno Inc. (d/b/a Ryno) — Terms of Service

We are TradeRyno Inc., doing business as Ryno ("Company," "we," "us," "our"), a corporation organized under the laws of the State of Delaware, with a mailing address at 13857 Emerson Drive, Hagerstown, MD 21742, United States.

We operate the website traderyno.com (the "Site"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

Ryno is a marketplace platform where prediction market traders share verified trading signals with subscribers. Traders build public profiles with verified track records and subscribers follow and receive real-time signals from traders they trust.

You can contact us by phone at 301-992-1575, email at drew@traderyno.com, or by mail to 13857 Emerson Drive, Hagerstown, MD 21742, United States.

These Legal Terms constitute a legally binding agreement made between you ("you") and TradeRyno Inc., concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or upon notifying you by email at drew@traderyno.com. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

Our intellectual property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks").

Our Content and Marks are protected by copyright and trademark laws and treaties in the United States and around the world. The Content and Marks are provided "AS IS" for your personal, non-commercial use or internal business purpose only.

Your use of our Services

Subject to your compliance with these Legal Terms, including the "Prohibited Activities" section below, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purpose.

Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section, please email drew@traderyno.com.

Your submissions and contributions

Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

Contributions: The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality during which you may create, submit, post, display, transmit, publish, distribute, or broadcast content and materials to us or through the Services ("Contributions"). Any Submission that is publicly posted shall also be treated as a Contribution.

You are responsible for what you post or upload: you confirm that you will not post content that is illegal, harassing, hateful, harmful, defamatory, obscene, false, inaccurate, or misleading; you waive any moral rights; you warrant that Contributions are original to you or that you have the necessary rights and licenses; and you warrant that your Contributions do not constitute confidential information.

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you have the legal capacity and agree to comply with these Legal Terms; (4) you are not a minor in your jurisdiction; (5) you will not access the Services through automated or non-human means; (6) you will not use the Services for any illegal or unauthorized purpose; and (7) your use of the Services will not violate any applicable law or regulation.

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine that such username is inappropriate, obscene, or otherwise objectionable.

Trader Verification

Ryno operates an application and approval process for Traders. We review each application and accept Traders at our sole discretion. Verification does not constitute an endorsement of any Trader's views, signals, or future performance.

Trader Responsibilities

• You may publish content, signals, and commentary for your Subscribers via one or more subscription packages you create (each, a "Product").
• You will set the subscription fee charged to Subscribers for your Products ("Trader Fees"). You may elect to offer free Products or free trial periods.
• You will set the subscription period length for your Products, ranging from one (1) day to one (1) year (the "Subscription Period"). Subscription Periods auto-renew unless canceled by a Subscriber.
• You represent that all signals and content you provide are based on your genuine analysis and reflect your honest views.
• You acknowledge that your content does not constitute financial advice and agree not to represent it as such.

Payments to Traders

Ryno uses Stripe to process payments. You will be asked to set up a Stripe account to receive payments from Subscribers in a timely, streamlined, and automated manner. You can track your Ryno income on your Trader Dashboard within the Platform. Ryno will retain a percentage of all Trader Fees as a platform service fee, as outlined in the Trader Usage Agreement.

Subscriber Access

• You may subscribe to one or more Traders and receive their signals and content via the notification channels you select.
• A Trader may offer their Products for free or for a subscription fee, as determined at the Trader's sole discretion.
• By selecting a Product, you agree to incur any applicable Trader Fees and Service Fees. Traders may change pricing at their sole discretion, but no price changes will apply retroactively.

Subscription Management

You can manage all your subscriptions through your account settings. Subscriptions auto-renew at the end of each Subscription Period unless you opt out at least one (1) calendar day prior to renewal. If you unsubscribe mid-Subscription Period, you will still be charged Trader Fees for the remainder of that period.

Service Fees

In addition to Trader Fees, Ryno charges a service fee ("Service Fee") for access to and use of the Platform. The Service Fee is calculated as a percentage of the transaction amount and will be clearly displayed prior to payment. All Service Fees are non-refundable except as required by law. Ryno reserves the right to modify the Service Fee structure at any time with at least 14 days' notice via email.

Payments by Subscribers

When you subscribe to a Trader's Product, you agree to billing of applicable Trader Fees and Service Fees according to the subscription type selected. All amounts are billed in USD. You agree to pay Traders for their content only through payment channels authorized by Ryno.

Confidentiality

Content received from Traders is for your personal use only. Sharing or redistributing any Trader content to third parties — whether electronically, verbally, or in writing — is strictly prohibited. Violations may result in immediate and permanent removal from the Platform.

We accept Visa, Mastercard, American Express, and Discover.

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information so we can complete your transactions and contact you as needed. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time. All payments shall be in US dollars.

You agree to pay all charges at the prices then in effect for your purchases and any applicable fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We reserve the right to refuse any order placed through the Services.

Billing and Renewal

Your subscription will continue and automatically renew unless canceled. You consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order. The length of your billing cycle will depend on the type of subscription plan you choose when you subscribed to the Services.

Cancellation

You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with our Services, please email us at drew@traderyno.com.

Refunds

All sales are final and no refund will be issued. Ryno reserves the right to issue refunds at its sole discretion in exceptional circumstances. Please contact us at drew@traderyno.com with any refund-related questions.

Fee Changes

We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.

The content, signals, commentary, and information provided by Traders through the Platform relate to prediction market contracts and are provided strictly for informational purposes. Nothing on the Platform constitutes or should be construed as:

• Financial, investment, or trading advice;
• A recommendation to buy, sell, or hold any asset, security, or contract;
• A guarantee of any specific outcome or return; or
• Professional advice of any kind.

Ryno does not verify the accuracy, completeness, or timeliness of any Trader's signals or content, and does not endorse, recommend, or verify any specific prediction market contract. Verified track records reflect historical performance only and are not indicative of future results. All trading and investment decisions are made solely at your own risk. Ryno expressly disclaims all liability for any losses incurred as a result of acting on content found on the Platform.

By using the Platform, you acknowledge that prediction market contracts involve significant risk, that you may lose money, and that you are solely responsible for your own decisions and outcomes.

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Services, you agree not to:

• Systematically retrieve data or content to create a collection, compilation, database, or directory without written permission.
• Trick, defraud, or mislead us and other users, especially to learn sensitive account information such as passwords.
• Circumvent, disable, or interfere with security-related features of the Services.
• Disparage, tarnish, or otherwise harm us and/or the Services.
• Use any information obtained from the Services to harass, abuse, or harm another person.
• Make improper use of our support services or submit false reports of abuse or misconduct.
• Use the Services in a manner inconsistent with any applicable laws or regulations.
• Engage in unauthorized framing of or linking to the Services.
• Upload or transmit viruses, Trojan horses, spam, or material that interferes with use of the Services.
• Engage in any automated use of the system, including scripts, bots, or data-mining tools.
• Delete the copyright or other proprietary rights notice from any Content.
• Impersonate another user or person, or use the username of another user.
• Interfere with, disrupt, or create an undue burden on the Services or the networks connected to them.
• Harass, intimidate, or threaten any of our employees or agents.
• Attempt to bypass any access-restriction measures of the Services.
• Copy or adapt the Services' software (Flash, PHP, HTML, JavaScript, or other code).
• Decipher, decompile, disassemble, or reverse engineer any of the software comprising the Services, except as permitted by law.
• Use any unauthorized scraper, spider, robot, cheat utility, or offline reader.
• Use a buying agent or purchasing agent to make purchases on the Services.
• Collect usernames or email addresses for sending unsolicited email, or create accounts by automated means or under false pretenses.
• Use the Services to compete with us, except as expressly permitted via the Platform's Trader features.
• Use the Services to advertise or offer to sell goods and services, other than offering subscription Products as an approved Trader.
• Sell or otherwise transfer your profile.
• Post false, misleading, or fabricated trading signals or track records.
• Use the platform to provide financial advice or act as a registered investment advisor.
• Manipulate or misrepresent trading performance statistics.

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality. When you create or make available any Contributions, you represent and warrant that your Contributions do not infringe third-party rights, are accurate, are not unsolicited advertising or spam, are not obscene or harassing, do not violate any law, do not violate privacy or publicity rights, and do not contain offensive content related to race, national origin, gender, sexual preference, or physical handicap. Any use of the Services in violation of the foregoing may result in termination or suspension of your rights to use the Services.

By posting your Contributions to any part of the Services, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt, and distribute such Contributions for any purpose, and to prepare derivative works thereof. We do not assert any ownership over your Contributions; you retain full ownership.

When posting a review, you must (1) have firsthand experience with the person/entity being reviewed; (2) not use offensive profanity, abusive, racist, or hateful language; (3) not include discriminatory references; (4) not reference illegal activity; (5) not be affiliated with competitors when posting negative reviews; (6) not make conclusions as to the legality of conduct; (7) not post false or misleading statements; and (8) not organize campaigns encouraging others to post reviews. We may accept, reject, or remove reviews in our sole discretion.

You may link your account with online accounts you have with third-party service providers ("Third-Party Accounts"). You represent that you are entitled to disclose your Third-Party Account login information to us and grant access. You may disable the connection at any time. Your relationship with the third-party service providers is governed solely by your agreement with such providers.

The Services may contain links to other websites ("Third-Party Websites") and content originating from third parties ("Third-Party Content"). These are not investigated, monitored, or checked for accuracy by us, and we are not responsible for them. Inclusion of any Third-Party Websites or Content does not imply approval or endorsement by us. Any purchases through Third-Party Websites are exclusively between you and the applicable third party.

We reserve the right, but not the obligation, to monitor the Services for violations, take legal action against violators, refuse or restrict access to Contributions, remove burdensome files, and otherwise manage the Services to protect our rights and property and facilitate proper functioning.

We care about data privacy and security. Please review our Privacy Policy. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in the United States; by accessing them from other regions, you consent to your data being transferred to and processed in the United States.

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please notify us using the contact information below. You may be held liable for damages if you make material misrepresentations in a Notification.

These Legal Terms remain in full force while you use the Services. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Services to any person for any reason, including breach of these Legal Terms or any applicable law. If we terminate or suspend your account, you are prohibited from registering a new account under any name.

If we terminate a Subscriber's account without cause, we may, in our discretion and as our sole obligation, issue a pro-rata refund of any prepaid, unused Trader Fees for the then-current Subscription Period. If we terminate a Trader's account, any earned but unpaid amounts will be remitted in accordance with the Trader Usage Agreement, less amounts subject to refunds, chargebacks, or offsets. No refunds or payouts will be owed where an account is terminated for breach of these Legal Terms or for fraudulent or unlawful activity.

We reserve the right to change, modify, or remove the contents of the Services at any time without notice. We cannot guarantee the Services will be available at all times and may experience interruptions, delays, or errors. We have no liability for any loss, damage, or inconvenience caused by your inability to access or use the Services.

These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles.

Informal Negotiations

The Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. Except where otherwise required, the arbitration will take place in New Castle, Delaware. In no event shall any Dispute be commenced more than one (1) year after the cause of action arose.

Restrictions

Any arbitration shall be limited to the Dispute between the Parties individually. No arbitration shall be joined with any other proceeding, and there is no right to arbitrate on a class-action basis or in a representative capacity.

Exceptions

The following Disputes are not subject to the above: (a) disputes concerning intellectual property rights; (b) disputes arising from allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.

There may be information on the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors and to change or update the information on the Services at any time, without prior notice.

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT AND WILL ASSUME NO LIABILITY FOR ANY ERRORS, PERSONAL INJURY, UNAUTHORIZED ACCESS, INTERRUPTIONS, VIRUSES, OR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF USING ANY CONTENT MADE AVAILABLE VIA THE SERVICES.

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING OR $1,000.00 USD.

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, officers, agents, partners, and employees, from any loss, damage, liability, claim, or demand made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties; (5) violation of the rights of a third party; or (6) any overt harmful act toward any other user of the Services.

We will maintain certain data that you transmit to the Services for the purpose of managing performance, as well as data relating to your use of the Services. Although we perform regular routine backups, you are solely responsible for all data you transmit. You agree that we shall have no liability for any loss or corruption of such data.

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS.

If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

If you provide suggestions, comments, or other feedback regarding the Platform, you grant Ryno a perpetual, irrevocable, royalty-free license to use, reproduce, modify, and distribute such feedback for any purpose, including improving the Platform and developing new features.

These Legal Terms and any policies posted by us constitute the entire agreement between you and us. Our failure to enforce any right or provision is not a waiver. We may assign any of our rights and obligations to others at any time. If any provision is determined to be unlawful, void, or unenforceable, that provision is severable and the remaining provisions remain enforceable. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms.

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at: